![]() ![]() “When reimbursing himself from the HSA, it’s important that he maintains proof of payment and documentation that the expenses were eligible, in the event of an audit (although he does not need to submit any receipts to be reimbursed),” says Begonya Klumb, head of HSAs for Fidelity Health Care Group. As part of the CARES ( Coronavirus Aid, Relief, and Economic Security) Act, effective January 1, 2020, eligible medical expenses were expanded to include over-the-counter medicines without requiring a prescription as well as menstrual care items. And you can’t withdraw money for expenses you incurred before you opened up the HSA. HSA money used for non-qualified expenses will be subject to taxes. You just need to keep receipts showing that you paid for eligible expenses. Fertility Enhancement and Treatments (ovulation kit) Fever. So if you’ve had an HSA for several years and didn’t realize you could withdraw money tax-free for Medicare premiums, you could reimburse yourself for all of those premiums at any time. The cost of feminine hygiene products are eligible medical expenses. What expenses are HSA eligible There are hundreds of expenses that are eligible for funds, including: Copayments Sunscreen Contact lenses Dental services Ambulance Shop the HSA Store to find hundreds of eligible expenses. You can keep the money growing tax-deferred in the account, then withdraw it tax-free at any time in the future to reimburse yourself for any eligible expenses you have incurred since you opened the HSA. For 2022, if you have an HDHP, you can contribute up to 3,650 for self-only coverage and up to 7,300 for family coverage into an HSA. After you turn 65, you can use HSA money tax-free to pay premiums for Medicare parts B and D and Medicare Advantage plans (but not premiums for Medicare supplement policies), in addition to paying for other out-of-pocket medical expenses.Īnd there’s no time limit for withdrawing money from an HSA to pay for those expenses. In addition to being able to withdraw your money tax free to cover these types of expenses (which might otherwise be covered by a traditional low-deductible high-premium policy), you can use your HSA account to cover other costs that would not normally be covered by a health insurance policy.Answer: Even though you have your Medicare premiums paid directly out of your Social Security benefits, you can withdraw money tax-free from your HSA to reimburse yourself for those expenses. A Health Savings Account (HSA) is a tax-advantaged account to help people save for medical expenses that are not reimbursed by high-deductible health plans (HDHPs). Expenses compensated or reimbursed by insurance are not eligible HSA expenses. But you can use the money in your HSA to pay for qualifying medical expenses for yourself, your wife, and your son. Note: The IRS defines which medical expenses are eligible under a tax-deferred. These expenses will not qualify without a letter of medical necessity. Eligible Medical Expenses Baby/Child to Age 13 Dental Services Hearing Lab Exams/Tests Vision Services Medical Procedures/Services Medical Equipment/. Also see 10 Myths About Health Savings Accounts for more information about. Once your deductible is met, the health insurance covers your medical expenses as defined in the policy. You can contribute 3,850 to your HSA in 2023, since you have self-only HDHP coverage. For more information about HSA-eligible expenses, see IRS Publication 969, Health Savings Accounts (opens in new tab). With an HSA-compatible plan, this includes any expenses you incur from going to the doctor, purchasing prescription drugs, or paying other expenses toward your deductible. Qualified Medical expenses include: Medicare Part B premiums Medicare Part C premiums Medicare. Even though you receive a tax deduction by putting your money into a health savings account, the money is still yours to spend tax free, as long as you spend it on qualified medical expenses. You can use the funds from your HSA to pay healthcare costs, including your Medicare premiums.
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![]() This file format is ideal for projects where you need to store a variety of codecs and information, like subtitles, chapters, menus, etc. MKV files were formatted in Russia and stand for Matroska Multimedia Container, which is a reference to the popular Russian nesting dolls. Official video format for Adobe Flash Video ![]() Keep in mind that most video players and websites do not accept Flash video file formats as of December 31st, 2020. QuickTime, Windows Media, or Adobe Media Encoders can also be used to create these files. ![]() Nowadays, if you want to create Flash videos, you’ll need to export one of these files with the Flash Video Exporter plug-in. When the Adobe Flash Player came out, people used the FLV, F4V, and SWF files for gaming and video content such as TV shows and films. All of these files have synchronized audio, video data streams, metadata packets, and short headers. The latest AVCHD formats support 3D videosĮxtremely sharp quality for high-end video editingįLV, F4V, and SWF are the official video file formats for Adobe Flash Video. However, it’s also the highest quality video format on today’s list for high-end video editing.Ĭan record 1920 by 1080 resolution videos Keep in mind that AVCHD has superior video quality and will pick up the smallest details on camera, so it’s known as an unforgiving file format. AVCHD is versatile and works with many high definition, stereoscopic video, and formatting settings, making it great for professional video editors and content creators looking for top-notch video quality. Older and more outdated than other video file formatsĪVCHD files use MPEG- 4 AVC/H.264 standards for its video compression. In addition, AVI has excellent video quality, but, again, keep in mind that the rendered video files may require an external hard drive to be stored on.īest for: Everyday users and content creators who use a variety of software and platformsĬompatible with all browsers, including MAC, Windows, Linux, and more Additionally, AVI files are not great for streaming or sharing online as you may experience lags during your stream.ĪVI is best suited for users who need to upload their videos to many platforms or use them across different browsers or Windows because they are accepted nearly everywhere. However, AVI are larger video files that can take up a lot of space on your PC. As a result of its age, AVI files are accepted by many websites and software, which is a significant benefit for many video content creators. AVIĪVI files were developed in 1995 and are one of the oldest video formats. So, what are the best video formats? Keep reading to learn about the top 10 best video formats, their pros and cons, and who they are best for. Keep in mind that whatever software you use to edit your video will need to be compatible with the video codec and container that your camera records in. However, the technical difference between the two is that a codec is software that processes and compresses your video file, while the video container is the final product. ![]() The term codec, or container, is often used interchangeably with the video file format and will appear as MP4 or AVI. Basics of CodecĬodec, or the coder/decoder process, is the process of compressing and recording a video and then decompressing it. So, today, we’re breaking down everything you need to know about how to choose the right video format so that you can save yourself time and frustration. However, choosing the wrong video format can make or break your ability to edit and render a high-quality video. Video is a powerful marketing tool that can help you with many goals, from selling your product or services, impressing your boss, or creating a great presentation for school. ![]() my passion for Land Based Shark fishing, but I won't turn my head away from learning any other type of fishery our state has to offer. I started the Landshark Fishing brand to show people. My name is Viktor Hluben and I grew up fishing South Florida and I am a fishing/outdoors fanatic. Watch Videos Get Email Contact Landshark Fishing This channel is dedicated to fishing purely for the fun and excitement of fishing! moreĥ83K subscribers 978 1 video / week May 2015 You will find videos featuring gear from the lightest of ultra light to th. Watch Videos Get Email Contact 618 Fishingįishing the ponds, lakes, rivers, and creeks from the midwest and beyond!. We tell Fish Stories! Follow Senko Skipper to watch us go on fishing adventures, overcome obstacles, and fall on our butts! Watch Videos Get Email Contact Senko Skipper moreĥ16K subscribers 9K 1 video / week Oct 2015 shing tournaments, making my own tackle, travelling to places I've never been, drinking beer and sharing time on the water with my favorite people. This channel was created to share my passion for fishing and the outdoors in general with the World. Watch Videos Get Email Contact Milliken Fishing moreġ.3M subscribers 24K 22.8K 3 videos / month Aug 2012 Watch Videos Get Email Contact 1Rod1ReelFishingįISHING IS MY LIFE!!! Fishing for bass and other species using a variety of lures & techniques in lakes, ponds, rivers, oceans, creeks, reservoirs, an. Googan Squad brings you the best fishing tips and techniques which you can learn and implement it yourself. Watch Videos Get Email Contact Googan Squad | Fishing Tips & Techniques Our content has been featured on Discovery, National Geographic, Today Show and many more! moreĢ.4M subscribers 83.8K 17.3K 1 video / week Mar 2008 seeking appetite for monster fish! Whether it's catching monster fish from the beach, from a kayak or from a boat, Josh pushes the limits of big game fishing. Our host, Josh Jorgensen, is an extreme angler who has an adrenaline. Watch Videos Get Email Contact BlacktipH | Fishing VideosīlacktipH Fishing brings you some of the most exciting fishing videos on the web. nd the fish of a lifetime! moreĢ.7M subscribers 28.1K 62.6K 2 videos / week Apr 2012 ![]() I will teach you the proper bass fishing tips and techniques to la. My goal is to help fellow bass fisherman catch more bass from a boat and the shore. Watch Videos Get Email Contact FLAIR | Fishing Youtuber We catch Peacock Bass, Largemouth Bass, Snook, Sharks, Tarpon and much much more. Monster Mike Fishing is fishing made fun. Watch Videos Get Email Contact Monster Mike Fishing | Florida Fishing Channel Have fun slaying with me on my adventures!Ĥ.1M subscribers 4 videos / month Apr 2016 Raw wild real footage and friendly tips on how to catch fishes.
![]() With Smart Switch, you can transfer data from iPhone to Samsung Galaxy directly via USB cable or Wi-Fi, or restore an iPhone backup from your computer to the Galaxy. Samsung have created their ' Smart Switch' app which allows users to easily copy content from their old device to their new Samsung Galaxy device (this only works for Samsung Galaxy devices, and Smart Switch is usually preinstalled on newer Galaxy models). Let's take a look at a couple of manufacturer transfer apps below: 1.1 Samsung Smart Switch To safely save all your iPhone content to your computer first, we recommend using TouchCopy. If using a manufacturer app, ensure that it will transfer your photos, as well as any other data you want to take with you from your iPhone. Note that some of these apps only work when setting up a new Android device, so you may not be able to transfer bits and bobs after the device has already been set up. Many of these manufacturers supply an app for use with their devices to help users transfer data from their old device to their new device. ![]() Transferring from iPhone to Android using specific manufacturer appsĪndroid devices come in all shapes and sizes from manufacturers like Samsung, Google, Xiaomi and Huawei. Send photos from iPhone to Android via Messaging or Emailġ.Share photos between iPhone and Android using cloud services.Drag and Drop photos using USB cables & your computer.Transfer photos and more from iPhone to computer the smart way.Transferring from iPhone to Android using specific manufacturer apps. ![]() Here are some tips to help you with the installation process:įollow the manufacturer's instructions: Before you begin installing your flood lights, be sure to read and follow the manufacturer's instructions carefully. Proper installation is crucial to ensure that your flood lights function correctly and provide the maximum amount of light and security. Once you've selected the perfect Dusk-to-Dawn Flood Lights for your home, it's time to think about installation. [END # Tips for Installing Dusk-to-Dawn Flood Lights By considering your needs, choosing the right bulb type, thinking about the style and design, and selecting the right mounting option, you can find the perfect flood lights to enhance the security and ambiance of your outdoor space. ConclusionĬhoosing the right Dusk-to-Dawn Flood Lights for your home can be a challenging task, but it's well worth the effort. Post-mounted flood lights are best suited for illuminating larger areas, while ground-mounted flood lights are a good choice for illuminating paths or other areas where a post or wall is not available. Wall-mounted flood lights are the most versatile option, as they can be mounted on any flat surface. The most common options are wall-mounted, post-mounted, and ground-mounted flood lights. ![]() When selecting Dusk-to-Dawn Flood Lights, you'll also need to choose the right mounting option for your needs. ![]() It's also important to consider the size and shape of the fixtures, as well as their color and finish. Choosing the right style for your home will depend on your personal preferences and the overall aesthetic of your outdoor space. Flood lights come in a wide range of styles, from sleek and modern to traditional and ornate. In addition to the technical aspects of flood lights, you'll also want to consider the style and design of the fixtures. It's also important to consider the color temperature of the light, as warmer colors (like yellow or orange) are more inviting, while cooler colors (like blue or white) are more energetic. As a general rule, you should look for flood lights with a lumen output of at least 800 for smaller areas, and at least 1200 for larger areas. When choosing flood lights, it's important to select fixtures that produce enough light to adequately illuminate your outdoor space. The lumen output of a flood light refers to the amount of light it produces. LED bulbs, on the other hand, are the most energy-efficient and long-lasting option, making them the best choice for flood lights. Halogen bulbs are a bit more energy-efficient, but they can produce a lot of heat, which can be a safety hazard. Incandescent bulbs are the least energy-efficient and tend to burn out quickly, so they are not a great choice for flood lights. The most common options are incandescent, halogen, and LED bulbs. ![]() One of the most important decisions you'll need to make when selecting Dusk-to-Dawn Flood Lights is the type of bulb to use. Do you need the lights to provide security, or are you more interested in using them to highlight certain features of your landscape? How much light do you need, and what size fixtures will be appropriate for your space? Answering these questions will help you narrow down your options and make the shopping process much easier. Consider Your Needsīefore you begin shopping for flood lights, it's important to take a moment to consider your specific needs and priorities. In this article, we will guide you through the process of selecting the perfect Dusk-to-Dawn Flood Lights for your home. Choosing the right flood lights for your needs can be a daunting task, as there are many factors to consider and a wide range of options available on the market. Not only do they provide valuable security by illuminating dark areas around your home, but they can also add a touch of sophistication and ambiance to your outdoor space. Dusk-to-Dawn Flood Lights are a crucial aspect of any home's exterior lighting setup. ![]() Lucky for you, Memorial Day 2023 is just around the corner!įrom Casper to Avocado Mattress and Leesa, there are standout savings on a range of products to make bedtime so much better. Several of the deals even include bonus items with your purchase - like pillows or additional bedding goodies to make your sleep experience cozier than ever. Instead of dipping into your savings, taking advantage of a holiday sale is the way to go. The problem? A new bed ensemble can cost a small fortune. Of course, the obvious way to make sure you’re not part of the 47 percent who aren’t enjoying their bed is by finding the perfect mattress and bedding. ![]() The average American will spend 36 years in bed throughout their lifetime, but only about 53 percent actually enjoy their bed! ![]() When it comes to home investments, a quality mattress is worth every penny - after all, we do spend nearly half our lives in bed. The 62 best Memorial Day 2023 sales you can shop nowĪre we there yet? Enjoy the great outdoors from the comfort of this $310 car cabin Just watch: This week only, get a feature-packed Apple Watch alternative for $35Īn Apple a Day: Snatch this 6th Gen iPad for under $250 over Memorial Day weekend It features:- Trim-less Ringtones EXCLUSIVE: Our hand-crafted feature lets you download any YouTube video as a ringtone and send it into your iPhone in a SINGLE click.- Freedom of sources: Apart from YouTube users can seamlessly download music and videos from popular sources like SoundCloud Daily Motion Vimeo & many many more.- Automatic Wi-Fi: SYC 2 instantly detects any iOS device connected to the same Wi-Fi network.- Automatic Content Recognition: SYC 2 automatically detects YouTube songs and fills in the proper cover art inside the iOS Music app.- In-app browser: The quickest way to download and convert any You- Tube video is to use the magical in-app browser. The application evolved into universal music and video downloader for iPhones & desktops. You are allowed to download full length or trim to 30 seconds.From: Softorino SYC 2 is huge step forward. Another noteworthy feature of this video downloader is Trimless Ringtones which lets you convert any video or music into a ringtone in just a few seconds, be it Soundcloud, YouTube, Vimeo, or other services.Now, you can freely download any song on your iPhone/iPad/iPod via Wi-Fi. The tool should be able to convert YouTube videos into MP4/MP3/AAC formats at high speed, and you can save them on the iOS device thanks to a Wi-Fi feature built.Hight speed, plenty of video quality choices coupled with outstanding batch download capabilities to batch convert videos into MP4/MP3/AAC safe with a user-friendly interface. Softorino YouTube Converter is considered to be the cream of the crop among video downloaders on the market. In such a case, the batch downloading feature is likely to come in handy. Sometimes you want to download videos in bulk to save time.It will automatically download 50-60 FPS videos as well as add subtitles to the video and add auto-generated subtitles to the video. When choosing the Softorino YouTube Converter, you can trust that the tool has the capability to convert the video at a fast speed.It gives you the function to convert video to MP3 without losing any audio. Helps you convert any videos to MP3 or AAC format and every convert is 100% efficient. Softorino YouTube Converter is completely safe and free of annoying pop-ups. ![]() Due to the high demand of downloader users, this tool provides the video downloader tool to help you download high-resolution videos, including HD, 4k, 1080p, and 1440p, from basic quality options on YouTube such as 320p and 720p in seconds without losing the audio quality.Indeed, simply copy an URL in the browser and paste it or type text on the search box, select the MP3, AAC, or MP4 format, and it’s done! Simple, fast, and professional, Softorino YouTube Converter is a YouTube downloader and converter.This tool not only allows you to download videos from YouTube but helps you access 60+ media platforms such as Facebook, DailyMotion, Vimeo, Instagram, MetaCafe, Vevo, etc. Do you think Softorino YouTube Converter just only downloads video or audio from YouTube? “No” is the correct answer.It has unbeatable download speed and high-quality output. It’s the most convenient YouTube converter that exists on the market. You can save them on your computer, iPhone, iPad, or even to any iPod, including the original one. Softorino YouTube Converter is the most useful way to download YouTube videos to the computer and convert YouTube videos to MP3 or ACC files. ![]() Watch Dogs: Legion is available on PC, Stadia, PS4, PS5, Xbox One, and Xbox Series S/X. Still, Legion’s big update size on Xbox Series S/X is extra confounding, being that the game isn’t even that large, to begin with. Call of Duty: Warzone receives constant large updates and Call of Duty: Black Ops Cold War’s file size continues to balloon out of control, now totaling over 200GBs and taking up about one-third of the PlayStation 5’s storage space. Watch Dogs: Legion is hardly the worst offender, though. It isn’t even just storage woes either, with titles getting greater post-launch support and many games like Battlefield 2042 moving to a live-service model, players with slower internet are finding it much harder to keep up to the steady stream of patches. ![]() Total console storage hasn’t increased a significant amount since the last generation and more and more players are moving to digital libraries, too. Perhaps there is a greater code rework being done in the Xbox variant despite the patch notes not showing anything different.Īs file sizes in many games continue to grow with technological advancements, many gamers are finding themselves exasperated with their constant storage issues. There are a few possible theories for this, such as file storage being handled differently on the Xbox console even though both the Series S/X and PS5 use solid-state drives. To make matters worse, the PlayStation 5 version of Legion's update is downright diminutive in comparison at 3.2GBs, much to the chagrin of Xbox Series S/X owners. This is nearly the file size of the entire original release of Watch Dogs: Legion. Despite only featuring a small handful of bug fixes, the update is clocking in at a bizarrely large 40.2GBs on the Xbox Series S/X consoles. ![]() Find out about the new game modes, events, characters, storyline, and more coming to London in the year ahead. The story of Watch Dogs: Legion is just the beginning of The Resistance. Unfortunately, this ‘massive update’ isn’t massive in terms of content, but rather file size. Year One Post-Launch Roadmap The Resistance has a long road ahead. RELATED: Watch Dogs Was Originally a Driver Game The most recent 5.6 patch, which dropped on September 14, was an absolutely massive update to the title – for one platform, in particular. These various changes have included multiplayer support, a 60fps performance mode on next-gen consoles, and a recently-added co-op zombie mode titled Legion of the Dead. The game was praised for its impressive depiction of future London and ambitious “you can play as anyone” approach, but criticized for its repetition and poor story due to the game’s lack of a central protagonist.Īs with most of its titles as of late, Ubisoft has continued to release update after update for Watch Dogs: Legion. Developed by Ubisoft and featuring hacking prominently in its gameplay, Watch Dogs: Legion was released to decent but unremarkable reviews, with the game earning a 72% rating on Metacritic for its PC version. Released in October of 2020, Watch Dogs: Legion is the third title in the open-world action-adventure series. ![]() ![]() It's not super accessible, but to be fair, Diaz is a herbalist so it makes sense that they're relied on! the spells are very "ingredient heavy", some including rarer ingredients such as high john the conqueror and dried white horehound. Her personal stories embedded throughout. I love a straight-forward correspondences section. As a Cree person who was taught to traditionally smudge by my kokum, I really appreciate this. The "Practice Responsibly"!!! I appreciated earlier in the book that she didn't use the term "smudging" but rather cleansing and clarified why near the end. It's very much a beginner book, more "witch 101" than I usually buy, but I figured it's written by a WOC so I needed it. (you can substitute any ingredients & you can anoint it via kindle as well) Read the lessons or words on that page to guide you. The book becomes an oracle! After you read the book and find yourself needing guidance on anything in life, simple grab the book and ask what it is you need to connect with, do or learn and flip the pages until you feel called to stop. In the beginning she asks readers to anoint the book (instructions in the book) to activate this spell which will connect you to the book at an intimate level. In the book, Juliet has hidden a spell that spans through every page. * Connect with your ancestors to receive their wisdomįilled with Magick, inspiration, and love, Witchery is your guide and companion on a wickedly delicious journey to true self-empowerment. * Work with the Moon and the Seasons of the Witch * Create an altar and decorate it according to the seasons to tap into seasonal power * Amplify your energy by working with a Book of Shadows * Create spells, potions, and rituals for love, protection, healing, manifestation and more * Connect with the power of your inner witch Within these enchanted pages you'll discover how This book isn't like any other witchy book out there, Juliet doesn't just hand over spells for you to dive into, she teaches you how Magick really works, how to tap into the frequencies that manifest your intentions and desires, and explains why you are the most powerful tool in your life and Magick. You'll also learn the skills and techniques you need to build your own Magickal craft and practice. She explains how to cast off what doesn't serve you, unleash your authentic self, and become an embodiment of your truth. In this book, Indigenous Taino Bruja and Seer Juliet Diaz guides you on a journey to connect with the Magick within you. Are you ready to answer the call and embrace your own inner witch? ![]() The pull is such a critical component of the throw, and is the final piece to turning big sticks and getting 12:00's awarded. Admit it, you've always enjoyed throwing your weight around. This "recipe" is important, and none more critical when it comes to a long caber (20'+). This helps speed up the top of the caber and gets it falling faster. As you're driving the caber and sprinting down the field with the speed of a deer, fleet-footedness of a mountain goat and the physique of a Greek statue, throw your shoulder forward into that stick when it comes time to pull. You'll hear throwers say, "I just can't get it off my shoulder." That's code for, "Wow, this caber is huge," or, "Wow, this caber is long." To help with that, you've got to give it some shoulder. Longer cabers fall much slower than the shorter, heavier cabers. Now, I do have a small "recipe" for a long stick, but it's not really a "recipe " more of a microwave meal. ![]() I feel I can best say it this way: pull sooner than you think you should or need to. You just pulled too early." I've only seen this a few times in my career, as the opposite is almost always the case. Whatever the visual you need, realize you will rarely EVER hear the words, "Wow. ![]() Once you stop applying speed to it, it's no longer gaining - you're losing. Think of it this way, as soon as you stop running, the caber is slowing down. I've really stuck with that through the years, as it works better than the other cue I hear a lot "pull as soon as the caber passes your eyes." I've found that when I do that, I pull far too late. I was once told I needed to initiate my pull as soon as the caber left my shoulder. I'd like to give you "x" recipe for long sticks and "y" recipe for short sticks, but I just can't. You see, I'm a simple man and I like my throwing to be as simple as possible, too, as I believe it equates to fewer errors. Now, this won't surprise anyone, but I'm no genius thrower. This is such a hard, hard thing to coach, as it all depends on the length of the caber - that is, physics wise. but now what? I've seen it countless times in competitions and all too many times to me. You might have an amazing "pick" that just drops into your hand cradle, a high carry that allows you to drive the stick with speed, and a quick gather step that puts you in just the right position to finish the throw. It can all crumble at the end if you're not careful. |